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Reply to "What happens if I choose not to pay a $600 bill?"
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[quote=Anonymous][quote=Anonymous]You could have the debt reported to the credit bureaus, which will likely lower your score. https://www.medicarerights.org/medicare-watch/2025/07/31/federal-court-reverses-federal-medical-debt-protections I don't know how much it would push your score down, that information is seemingly impossible to find. It's possible they won't report it, and if it was lowered under $500, they can't report it. A lower score possibly could affect your insurance rate, or ability to get a new car loan, for instance. But say a 20-30 point drop is unlikely to have a meaningful impact. Something over a 50 point drop could have those affects, but again not sure how much that unpaid debt would affect your score.[/quote] +1 I get that OP doesn't want to pay the bill because the costs are excessive, but that's the unfortunate nature of American healthcare, and harming your credit rating because you feel a bill is unfair is short-sighted in my opinion.[/quote]
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