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[quote=Anonymous]Been reading a lot of stories recently on various social media platforms on the horror stories so many Americans are currently facing with respect to HC.  Besides the loss of subsidies for Obamacare, so many people are now saying their HC insurance during this new round of open season is at the breaking point where it is completely unaffordable. Many people saying they now have to shell out $2000-3000  per month for coverage for their family with their *employer* plans.  And that's for garbage HC plans that still require $6, 7, 10k deductibles before their insurance will pay anything.  So many people are now basically saying they plan to go uninsured because HC plans are a massive ripoff and they can't afford it. They plan to pay out of pocket for what they can, but if they hit an emergency, many have said in these stories they have zero intention of paying now because it isn't affordable.  They don't care if they get hits to their credit, because it isnt like they can afford $500-600k homes and $50k cars anyway.

So is HC in America finally toast?  What happens when the vast majority of Americans simply decide to stop paying the outrageous costs and risk can no longer be pooled for insurance plans because huge numbers of people can't afford it anymore?  The entire system for insurance will collapse.  Costs keep going up, which makes fewer amd fewer people able to afford it, which causes even more people to drop causing prices to escalate even more. It is a circular problem out of control.

HC in the US may finally be over as we know it, and it feels a lot different this time.[/quote]

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