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Reply to "Is there a significant downside to seeking insurance coverage for mental health therapy for teen?"
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[quote=Anonymous]I would take the insurance coverage, but I would watch the statements from both the provider and the insurance company carefully to make sure the records are accurate. I have some experience with a few areas this might come up (clearance, FAA medical). The questions are usually something like "have you ever been diagnosed with or sought treatment for...". So if you're answering them honestly, the answer is yes whether it's "on the record" or not ... and hiding it is NOT recommended. For the most part, it's fine if you answer honestly and it's not a prohibited condition (and if it is a prohibited condition, again, you shouldn't be doing that job anyway). Where people get into trouble is when they sought treatment for, say, situational anxiety, but it somehow got coded as a generalized anxiety disorder, which can be moreof an issue. Then it becomes an uphill battle to prove that you didn't actually have what the record says you had. So check the records carefully and get your provider to correct them immediately if you see anything that could be problematic. [/quote]
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