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Tweens and Teens
Reply to "Is there a significant downside to seeking insurance coverage for mental health therapy for teen?"
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[quote=Anonymous]I just found out the therapist we are looking for my teen daughter accepts our insurance. Another friend casually mentioned that they would never submit (to insurance) any kind of medical receipt reflecting a mental health condition b/c it would be in the teen's records (in this case, the provider likely would use "anxiety" or "adjustment disorder"). My daughter is not in a crisis, but I think the therapy would help her to navigate some challenging issues at high school and in our family. We can afford paying the full cost of therapy, but paying the copay of $30 is so much more affordable than the provider's full rate which is over $200. She doesn't have any other mental health diagnosis previously from any other provider.[/quote]
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