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Reply to "Cash savings vs investments"
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[quote=Anonymous][quote=Anonymous]All year I’ve been dumping as much money as possible into emergency savings in fear of being laid off. I just landed a new, stable job so am much less worried about needing the cash immediately. Right now we have about $100K sitting in a HYSA (HHI is about $300K). Retirement accounts are fully funded so no worries there but wondering if I should move any of the cash into our investment account or just leave it alone at this point (we have a little over $100K in liquid non-retirement investments right now). How much is too much to keep in cash savings? [/quote] Agree that it is very personal, but this sounds good to me. It really depends on your risk-aversion level. Expect interest rates to go down, too, though, so those HYSAs will be returning less in the near future. [/quote]
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