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[quote=Anonymous]I was laid off a year ago.

It was the best for me. Though I was trying to better myself financially (better credit, pay off old cc etc.) I was doing it slowly. 
Once I was laid off (after a short "morning" period - I loved the job, not a high $$ job but my dream job). I rethought my life and what I need. 
I've paid off all cc - old ones, got new ones to help my credit score and pay them off each month - so there is no balance. I have tripled my savings acct and doubled my checking acct. I did need to move into a smaller - much much smaller place, re think what I need and want and so on.

Now I don't have a spouse or children so it is much different than a family.

But I have gotten to a good spot in my life. My place is small - so I don't have clutter, I make sure it's near, I have raised my credit score so much in the past year I have shocked myself. I did do research on credit and credit scores. While in my twenties no one "showed" me the right way to use cc, save, spend etc. 
Now in my 30s and being laid off was a great kick in the pants. [/quote]

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