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Reply to "Open Season Health Insurance"
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[quote=Anonymous]I hate that I have to shop for insurance.... Right now we are on BCBS as a family and the premiums are high. $770 a month. DH wants to switch to MHBP (Aetna) which is $472 a month. We rarely go to the doctor, just annuals and I have a few specialists. We rarely go to Urgent Care even. The copayments are the same for Urgent Care, Specialist and PCP. All of our doctors are under both plans. The deductible for BCBS is $0 and MCPH is $700. What worries me is the copayment for a hospital visit. BCBS is $350 and MHBP is $200+10% of services. So if someone needs surgery and it costs $100,000, we're out $10,200. Am I wrong? Any opinions or experiences? [/quote]
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