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Reply to "Harp Refi?"
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[quote=Anonymous]We went from 5.875% 30-year to a 3.75% 15-year with no out-of-pocket (they credited us 5K for closing costs). This was with Quicken Loans in August with ~100% LTV according to their estimate -- no actual appraisal was done. Our monthly payment is approximately the same, but we'll be paid off 10 years earlier (we were five years into our old loan). Totally worth it.[/quote]
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