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Reply to "Long-term care insurance"
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[quote=Anonymous]Wife and husband both in mid-fifties, generally healthy, roughly 800,000 in retirement savings plus one income-generating condo that's almost paid off, and a house that we live in that won't be paid off for another 20 years. We both plan to work in some capacity until we drop dead but of course that's hard to count on. So... should we get long-term care insurance in case one of us is incapacitated? I don't have the temperament to be a full-time nurse to my spouse and I don't want anyone else burdened with my care. We live in the DMV and have two adult kids. We already get long-term disability insurance through our employer (but that benefit only lasts five years.)[/quote]
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