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Money and Finances
Reply to "Car ownership is now a luxury"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I'm going through my finances and despite having a low car payment $210, when I add insurance, maintenance and all other costs as a percentage of my take home pay it's ridiculous. [/quote] If that is the case why can low income folks afford older used cars? Because they do and can. I think the issue is the car you are interested in.[/quote] How much do you think take used cars are costing them a month in terms of maintenance, gas, insurance etc? Those "low income" folks compare their take home pay to their transportation cost, and you will quickly realize car ownership is a luxury regardless of the car you buy. And those "low income" folks tend to have lower credit profiles. And I am sure you know the consequences that come with that. [/quote]
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