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Reply to "Why is the NPC calculated parent contribution higher than the net price?"
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[quote=Anonymous][quote=Anonymous]Does it include books or something like that, that might not be included in other "net" prices? [/quote] The family contribution is not the amount you have to play. If you fill out the FAFSA it gives you a number that used to be called the Estimated Family Contribution, but is now called the Student Aid Index. It is an estimate of how much your family could theoretically pay. So, if your SAI is $100K you won’t get need based aid anywhere. If it’s 60K you won’t get aid at UMD instate where the cost is $35K, but you probably would at Harvard where the cost is well above $60K. (Note: many schools that meet need now use a different system called the CSS). My guess is that the schools you are looking at are using software that estimates a SAI and then gives aid based on that number. So they tell you the number, and they use the old language. My kid will likely qualify for aid. At schools that don’t meet need, they give him three numbers: 1 How much they think we can pay (SAI or EFC) 2. How much he would have to pay. 3. How much unmet need there is. [/quote]
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