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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Is it worth it? Costs about $70 for each. [/quote]

Inside the house? No. Home Insurance should cover it. But do look into water mainline (the portion of the line from the mains to your house) and sewage insurance. Don't recall the cost but I'd guess about $20/m each and worth it for older homes.[/quote]

Yes people who think their homeowners policy covers all issues are woefully misinformed or haven’t taken the time to understand their coverage.

But even the policies that cover from the house to the mainline have limits. They typically only cover leaks within a certain number of feet from your house. If the distance to the mainline is further than the coverage and the leak occurs past that distance, you’re on your own. Know what you buy.

Also there are a lot of costs involved besides the repair itself. There is the diagnostics, the excavation and the remediation. That can involve repairing sidewalks, driveways and landscaping and likely is excluded from coverage in most policies. The actual repair isn’t that costly. It’s all the other stuff that drives up the bill.

Five or so years ago we experienced a leak and learned so much about the process, cost and insurance. We did have coverage but the coverage didn’t extend to the water main. It also didn’t cover the dig to the pipe or the remediation. We were lucky that the leak wasn’t under the driveway because the repair estimate for that was high. [/quote]

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