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Reply to "Regular or Roth 401K"
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[quote=Anonymous]If they were in the 22% and just now moved to 24% that's 100k -> max 191k. I'll assume it's more like 150k for the new year. Getting the full 50% big tech match is the most important thing to focus on and that'll be easier if you do pre-tax since you need to still pay your bills and live a life on like 125k after tax. If your DC feels like they have more to save they should put it into the two back doors that big tech offer or invest in VOO. The big tech strategy is to aim for max 401k to get the 50% match, max backdoor, max mega backdoor for a total now of $77k in retirement per year. Your DC is too early career wise to hit that, but aiming for that over time (while still saving enough to buy a house and car) is more important than Roth vs Trad.[/quote]
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