Reply to Would you take a job in a company that did not have a matching 401(k)?

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[quote=Anonymous]I have a choice between two situations.  The first is a large healthcare provider that is very paternalistic.  Both pension and 401(k) but salary not that great.  Second is a small, foreign-owned company where I would have much more latitude to make decisions and drive change.  However, they have a 401(k) plan but no match, nor plans for one.  The dollars wind up pretty close if I take everything into consideration.  If the second company had some kind of a match it would be a no-brainer because it is much closer to my house and the first one is very slow in terms of change - kind of like a 1970's mentality.  I am 55 so of course retirement is something to consider and I plan to work another ten years and then semi-retire.  The other factor is that the smaller place really wants to grow and with the right performance level on both sides, could probably do bigger and better things while with the healthcare provider, you can only get promoted if someone dies or on the rare chance that they fire a person.

Any ideas?  I am smart enough to realize that there are no guarantees in the career world and none of us or prophets who can predict how a position will work out.[/quote]

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