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[quote=Anonymous][quote=Anonymous]Seems like you could still work in college savings and keep your tithing around $20K, which is admittedly less than 10% of your income. Do you also contribute to other charities? Contributing to your own retirement is very good. You can open 529 plans in your state and get state deductions on your income tax. You have to do your state's plan, though, not a 529 plan in another state. [/quote]

OP here.  Yes, we can probably do both.  I need to run the numbers.  We have always tithed at this level (around $20K a year) and only recently reached this income level (we were making ,$190K ~5 years ago).  I'm not sure where all the money goes--we've been hit with some out-of-the-blue expenses in recent years (unexpected health care bills, infertility including IVF, stolen car that ended up costing us $5k out of pocket, other car being hit by an uninsured driver, etc. etc.).  Childcare has been a huge check (we have twins and preschool was easily $30K). 
Anyway, thanks for the thoughts. $20k cash out of $240K (pre tax) is not insignificant.   
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