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[quote=Anonymous]I use YNAB, and they have tips for how to plan for variable income. https://support.ynab.com/en_us/using-ynab-with-variable-income-an-overview-BynJaHZ09 I think the most important thing to do is to get ahead one or even two months in your budget. The more irregular your income is, the further ahead you need to be. And you need to have a very accurate record of your variable expenses each month, and try to keep them as consistent as possible. So, even if November is a great month for you and you get a large bonus or commission, you don't see any of that money as a windfall. It just goes into your budget and gets applied to future month's categories.[/quote]
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