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[quote=Anonymous][quote=Anonymous]This used to be us since 2011 and only recently changed this year.

I use YNAB and they have a lot of resources on the topic.  If you're interested I can post.[/quote]

Sure! Op here. We use EveryDollar and have for a decade I think. We haven’t missed a month. I love that I drag and drop our transactions. We have our specific categories for each kid, etc. you can see if there is unallocated money or if my planning is over our income.

It’s working. But I can’t help feeling like we’re always waiting until the 30th (on my last paycheck) to make savings or student loan payoff decision. Or that we can’t plan based on DH’s check until the 6th or so. Today is the 2nd, so yes this is my mindset for the first week of every month. :)

The one change I think about making is theoretically taking the October 8th check and putting it “on November.” And essentially putting all October checks on November. So we start out the month with clarity.

I can’t figure out how I would do this exactly. I’m sure we’d get confused somewhere.[/quote]

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