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Reply to "Where would you keep college money right now"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]0 in CD's. I just went for small caps as they are rate sensitive and then back to large caps. Down market last under 2 years. No reason to go into CDs. 529 was already a lousy choice for $500k. Would be million in a regular account.[/quote] I'm always curious when people say that college funds would be worth more in a "regular" account. Then you'd be subject to taxes on withdrawal and wouldn't get the tax deduction on contributions. How can you be so sure that growth elsewhere would be worth it? [/quote] Don't pay attention to this PP. Pretty sure it's the same person who on other threads claims on going 100% annual returns on their investments. Of course a 529 is the best approach for 99% of people, for the tax advantages you stated.[/quote]
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