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Relationship Discussion (non-explicit)
Reply to "I've never been on my own before..."
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[quote=Anonymous]Just a practical note: make sure to check the due dates of all your bills, and make a note of them. You can do that in online banking, or on your family calendar, whatever. They won't all be due at the same time of the month, and that can make it easy to let one slip too late. If you can, keep a cushion of cash in your checking account that you never touch ($1,000 if you can) and then have all your bills be either debited from your account or have your bank auto bill pay them monthly. If you do that, and if you'd added up all your expenses, you can figure out how much you have every paycheck for things like groceries and entertainment. If you have a penchant for overspending, like I do, take that money out of the bank in cash every pay check and never touch your debit or credit card. You now have a system where your bills are paid automatically and you use cash for daily expenses. Protects you from forgetting your bills (leads to bad credit score) or overspending.[/quote]
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