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Reply to "My co offered me a ‘supplemental savings program’ through our 401k. It is a way to defer comp and bonus, but says it "
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[quote=Anonymous]I am glad I enrolled in my company's deferred comp plan. In addition to a company match, which was effectively free money, it deferred income until I retired, when I paid taxes at a lower rate than I would have had the comp been paid to me in the years actually earned, And, deferring some amount of comp kept me from being tempted to spend it as earned, as it instead was invested for a long-term horizon. [/quote]
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