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Reply to "Living on my salary alone bc dh was laid off. How do I convince DH to cut back on non essentials? "
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[quote=Anonymous]Don't talk about it any more until you do the following. This worked for me. Take on for 3 months in a row categorizing each dollar that is spent. This is only for expenses incurred. This is not cashflow analysis, this is expenses. Then, average them. Then look at his income alone and compare it to that averaged expense. Have a discussion about the actual numbers going in and coming out. Maybe, there is enough money to do all of these things and also save but it "feels" too much to you. Or maybe, there is not enough money to do all of these things. Jointly decide on how much your budget can support for each person to have in spending money, then it's no questions asked for that. For the stuff that's in the middle figure out where you are willing to work together to reduce expenses (make the smoothie?). [/quote]
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