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[quote=Anonymous]My DH (45) just received a promotion that allows him immense time flexibility. For the most part, he chooses his schedule. Before this he was working a very rigid and family unfriendly schedule. In two years he will begin collecting a government (state) pension on top of his current salary. We are by no means rich, but we are comfortable. I’m (42) also able to work from anywhere. We both invest heavily for retirement (him, on top of his pension), and while we probably have more liquid savings than most, I know we could do better. With that said, we could cover a variety of emergency expenses. I don’t know what else you might need to know that would help you decide how to answer, but I’d be happy to try if need be!

We are looking at our nuclear family life a little differently now that my husband has this newfound freedom, and as our DD (14) is getting older. We are trying to decide what to do in the next two years (before his pension kicks in) in regards to travel.

We budget in one large family vacation a year as it stands now, though this past summer we took two smaller trips, and we all really enjoyed that. Our DD isn’t getting any younger, and we know that we bond best with her at this age when we are relaxed and on vacation; these are some of our best memories overall, but especially during her teen years. Our memories are often a topic of conversation, and planning our vacations is an activity we enjoy.

How do we decide, financially, if we should allow ourselves to drain a bit of our liquid savings each year for the next two years, in order to take and additional 1-2 more “spontaneous” vacations throughout the year, now that that is a possibility? (Example: DD has no weekend plans so we plan a last minute weekend trip to the beach after finding a cheap flight.)

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