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Reply to "Life insurance after kids graduate"
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[quote=Anonymous]Random posters can't answer this question with no information about you. Whether or not kids are launched is only one factor to consider. In a nutshell you need to figure out whether your surviving spouse would be OK financially if you passed away. If you are the primary breadwinner and you have a big mortgage, probably not a good idea to drop it. If you are 60 and have millions saved for retirement, then that's a different story. Also, the fact that you are paying more each year suggests it is a workplace policy, which probably does not pay very much (like 1x salary).[/quote]
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