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Reply to "Home insurance rate doubled year over year"
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[quote=Anonymous]Increase your deductible. USAA tried to raise ours 20% last year. I increased our deductible from $4K to $10K while increasing our limit (building costs have gone up + we added solar to the roof) and our premium remained the same. I'm never going to file a claim for less than $10K. Makes sense to go as big as possible on the deductible. Hell, I'd go to $15K if they cut my premium by half. [/quote]
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