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Money and Finances
Reply to "529 allocation for HS junior"
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[quote=Anonymous][quote=Anonymous]If you can’t pay for college otherwise, then yes. We are letting ours ride in the market because we can make up the difference if we need.[/quote] This is the first question. Do you need those funds in those first years or could you fund with other money. We could fund with other money. But at some point junior year we moved 25% of the fund to cash. At some point senior year we moved another 25% to cash. We could then pay two years plus from the 529. We also knew we could pay year 3 if we had to from pther funds so we left the rest 100% equities. Our time horizon for that money was then 3-4 years which we were comfortable with. At the start of Sophomore year of college we moved a years worth to cash to cover junior year. We let the rest ride as we could cover senior year if we had to. [/quote]
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