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Money and Finances
Reply to "Emergency accounts — all cash?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][b]We have $300K in a MMA earning 4.15%.[/b] My spouse became unemployed at 59.5, and we have one DC in college, and one a HS senior. I want to retire next year, so we need a large cash buffer. IMO, it's better to have 1 yr worth of expenses due to the roller coaster ride of the current economy. Also, if you read through the jobs forum, there are a lot of people who have been unemployed for 1+yr.[/quote] Who gives 4.15?[/quote] https://www.schwab.com/money-market-funds[/quote]
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