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Reply to "How bad is it to be 10% in cash in early 30’s?"
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[quote=Anonymous]I do not count cash as part of my portfolio. I have cash for specific purposes such as an emergency fund or in your case buying a house. Don't invest money you might use to buy a house in the next five years because of FOMO. It's fine earning 4% while you decide what to do. You could put it in short-term T-bills and earn more and the interest will be state tax free.[/quote]
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