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Eldercare
Reply to "Aging parents - what am I looking at financially?"
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[quote=Anonymous]1) Figure out what your mom's LTC policy is and read the fine print super carefully. 2) Figure out what their financial resources actually are. Sketch out a plan for how you'd *like* them to spend down, based on what Medicaid in your state actually covers. 3) Every time you have a talk with them, and they say that they don't want to be a burden, you say "Then cooperate with me". Say "You have insurance, so let's use the insurance." If they're a pain, tell them "You *are* being a burden right now because you won't cooperate with me. I'm just trying to help you use your insurance."[/quote]
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