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Reply to "Can I get soon to be exH off the mortgage without refi if I make more than we made combined when we took the loan?"
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[quote=Anonymous][quote=Anonymous]We are 10 years into a mortgage loan that we originally took out in 2015 when we make $100k total HHI. The rate is 2.95%. I now make $140k by myself. Is there anyway to pitch to our lender that I am in a better position solo than we were joint at the time of approval and therefore not a liability? If I have to refi from a 2.95% to 7% rate, I can't afford the house and will have to move my kids from their forever home into a 2bd/1ba apartment and change their schools which I really, really do not want to do.[/quote] No. You will have to refinance.[/quote]
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