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Reply to "Paying for home projects - cash or HELOC?"
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[quote=Anonymous]OP you don't need a calculator-- if you are comparing investing in a taxable account against paying off a tax deductible debt, then the tax issue washes out (reduces both your income and the cost of borrowing) so if you just want to know how much you have to earn to make it worthwhile to carry the HELOC, the answer is whatever the interest rate is on the HELOC. [/quote]
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