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Reply to "Paying for home projects - cash or HELOC?"
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[quote=Anonymous][quote=Anonymous]cash, [b]that is not a lot of money [/b]and keep the heloc just in case you decide to do more renovations[/quote] Speak for yourself! For most people in the country -- myself included -- $100k is a LOT of money. Borrowing 100k will increase our TOTAL debt (all debt including mortgage) by 50 percent. It's also significantly more than our annual income. It's almost half what I paid for my entire house. Even among some of the mega rich that seem to hang out here, $100k is a lot of money. This is the OP by the way and I appreciate the suggestion of the other poster. We may take that approach.[/quote]
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