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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I am a current fed with 23 years of service and 1 year away from minimum retirement age (I am more like 11-12 years from ACTUAL retirement).

I am in the fortunate position to be deciding between two job offers. One is a private sector job I really want for many reasons (decent salary but a moderate pay cut).

The other is a federal job at a relatively unknown tiny agency. The job would be fine but I’m not super excited about it. Would not be a pay cut. Great benefits. Aside from the pension, it’s comparable to federal benefits.

My main concern is losing my health
Benefits into retirement. I have a 18 year old son with a disability who is unlikely to be able to secure a job with health benefits into adulthood.

If I take the federal job, I can keep my current health benefits, and when I retire I will continue family health benefits. If I take the private sector job, I will not have health benefits through my job when I retire.

In my early 50’s, I don’t have a good sense of what this is worth or how critical it should be to my decision.[/quote]

I'd definitely stick around if i were in your shoes. You can cover your son beyond 26 yo w/ your health insurance because of his disability. Making sure your son has coverage is worth gold. [/quote]

OP here: to be clear, “sticking around” isn’t an option. It’s a choice between a private sector job and going to another agency with unknown fate and waiting 5 years to be vested there hoping to make it.[/quote]

Why can't you stay at the current job? [/quote]

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