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[quote=Anonymous]You'll need to know how much you plan to spend before you can evaluate if you have enough. A rough rule of thumb is that a 4% withdrawal calculated on your invested assets at the time of your retirement will last you 30 years even with "normal" market bumpiness. So if you have $5M at age 65, you can withdraw $200,000 per year to cover all expenses and taxes and feel pretty confident you won't run out of money until you die at 95. Note that does not include pensions or Social Security, home sales, inheritances, or any income you earn while retired. I'm not sure how you are using those calculators and why they are saying you won't have enough. You seem to be on-track.[/quote]
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