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[quote=Anonymous]Do the math for you/your spouse. It's over $1000/month extra for us by waiting for 5 years, and both of spouses parents lived well into their 90s. That's an extra $240,000 for us if spouse only lives until 90. Also deoends if you need it to live on between 65-70 or not, and what your estate plan/how much you want to leave to your heirs. Worth it for us to wait until 70 (stopped working at 55, yes we have health insurance through former employer, and Medicare premiums are paid at 65 through the same former employer)[/quote]
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