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Reply to "Late 40s: stick with high pay or switch to rare government job opportunity"
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[quote=Anonymous]I’d really drill down on the math. You have to vest to get pension benefits. And will the pension beat your historic perf on 401k? Will you have to pay a bigger share of health premiums? (Private sector often pays full premium, public sector makes employee pay part, which can be expensive for family and more for dental, vision, etc). Will you have to pay for other benefits you get now, like life insurance, supplemental insurance? Things like AFLAC might not even be available in pub job, and if they are you will pay. People always assume public sector is less stress. That is just not true. Highly driven people drive themselves no matter where they are. And public sector jobs have performance goals and “customer” demand too, esp at senior level. I am career civil service and I love it. But I don’t think it’s right for everyone. I have seen many private sector people realize the grass is not greener. [/quote]
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