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Reply to "Why should I have a 529?"
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[quote=Anonymous][quote=Anonymous]what happens if your kids don't go to college? what happens to the money?[/quote] You can transfer it to a grand kid or to yourself. Or you can take money out at some penalty for a non qualified disbursement. Timing is the issue most overlooked. If you won't be 59.5 by the time your kids are in college then it makes more sense to put in a 529. If you are over that then 401k and IRA would make more sense [/quote]
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