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[quote=Anonymous]DH and I have most of our assets in deferred accounts (401k and the like). The value of his accounts dwarf mine (I was a SAHM for many years). I also make around 30% of what he makes. I have the option of maxing out a Roth 401k and he similarly started making all his contributions in Roth form last year (late to the game, I know) and plans on doing a backdoor Roth conversion this year. 
We were thinking of doing the Roth contributions and conversions over time so as not to bump us up to the next tax bracket, although he has enough in his accounts that this wouldn't make much of a dent in his 401k and the vast majority would stay in deferred accounts.
We're trying to think through the amounts and from whose account. I'm 12 years younger than he is and he is 7-8 years away from RMD.

Is it better to just take the hit and convert everything now and pay a large tax bill? 
If we instead stick to the plan of converting over time, does it matter whether I contribute or stay in tax deferred accounts and take the remaining amount (staying below next tax bracket) from his conversions, given that I'm much further away from RMD?

I don't know if this question is answerable without knowing future tax rates but I'm having a hard time getting my head around how to even start modeling this in a spreadsheet. 
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