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[quote=Anonymous]You would get much higher return on your own. This is already too much money tied down in a restricted use account. Our 18-year old starting college in few weeks, has 30 credits already with first semester paid by his own tax refund. He is getting a refund, because he works and we don't touch the small 529 we have. Using 529 would take away his refund. See how sneaky this all is. For the second child, we simply invest. He chooses his own stocks like roblox that went from $36 when we bought it to $125 in a year. Now, people would say we got lucky. We didn't. All our stocks have doubled or tripled in very short time. I wouldn't have known it either if I had used 529 or even 401k instead if being hands on and learning.[/quote]
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