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[quote=Anonymous]Hi Op, How old are you? So you are at least 50 with 20+ years of service (use sick leave for therapy including physical therapy if you need it), the physical therapy places now offer massage as part of the treatment in most places Flex spending account can be used as well. Once you meet the MRA (minimum retirement age 55 or 57) you should do that and remember the supplement will kick in. Make sure you check how much you will receive from SS when you hit 62. The FERS annuity supplement, also known as the special retirement supplement, is a benefit for eligible federal employees who retire before age 62 under the Federal Employees Retirement System (FERS). It is designed to bridge the gap between retirement and the age when Social Security benefits typically start. The supplement is calculated based on the employee's estimated Social Security benefit at age 62, considering their years of service under FERS Calculation: You will need to know how much SS payment when you are 62! For example, if you have 30 years of FERS service and your estimated Social Security benefit at age 62 is $2,000, the calculation would be: 30 / 40 = 0.75. Then, 0.75 * $2,000 = $1,500. So, your FERS annuity supplement would be $1,500 per month[/quote]
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