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Real Estate
Reply to "How did you pick your lender?"
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[quote=Anonymous]You don't need to have a lender lined up before entering a contract, but you will need one about 30 days out (the sooner the better). So if you are trying to close quickly, having the lender in place before contract will help. You do need a pre-approval letter before entering a contract, however any lender can provide this and you do not need to close with said lender. Sometimes, realtors get a kickback if their client uses a particular lender - I'd ask this question. In the end, you want the best rate and the easiest transaction. It may be that the realtor's lender will provide both of these. At the same time, being that the realtor and lender work together, they have a mutual interest in the deal going though, which is not always in your best interest. Also, find your own home inspector. [/quote]
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