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[quote=Anonymous]I'm an immigrant, so pardon my English. I never got a career going as my papers took forever. I have to find a different way to catch up and hep my kids.
They are fairly bright and private school was never needed, wanted, or considered.
I'm have Roths it for my 11- and 18- year old. I see so much more value in Roths than in private school, but it is very child and family dependent. 
My older one got 30 credits transferred already.
He will start community college, and hopefully transfer to VA/UVA/GM getting in-state as I won't declare him on my taxes anymore.
He should also get a quite a big tax refund if we don't touch 529 this year.
Younger one inherited a very small Roth, but I will turn it into 6-digits by the time he is 18 as selling and buying stocks inside of Roth is allowed and tax free.
My 18-year old will get a job now and we will open his Roth IRA with the earnings. Robinhood even has a 3% match. We will continued to fund Roths as long as he is eligible and works.
I will try to funnel money from my investment account into all our Roths bit by bit. I file as HH for years to come and won't take over $60k out. So, no taxes to speak of.
My own two Roth IRAs already have my kid (will add the other one when he is 18) as beneficiary. I don't think I need my Roths in retirement. 
I manage my own Roths and the returns have been 100% a year since I opened them. I did it in 6 months this year, so getting better.
I will pass the knowledge down to my kids instead of private school and it's connections.
I would not open a Roth IRA for a minor. There are more important things to know and consider than time in the market. My kids will not sign up for 401k either unless it's a must.
My boys are not spenders. They know about stocks and investing. They are just not interested a whole lot.
Older one said that mama is doing it, so he can concentrate on college.

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