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Reply to "Am I crazy to worry? Is my hope that expenses drop when the kids hit school a pipedream?"
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[quote=Anonymous][quote=Anonymous]Can you explain hoe you saved 78k this year? did you max out 401k= 34k for 2 of you? Did you put away 6k monthly?[/quote] I should clarify. I didn't "save" 78k. My net worth increased 78k. I tend to always look at net worth as I know a lot of people who "save" $2,000 a month but are also sitting on 600,000 mortgages and new car leases every 2 years etc. Just feels like the wrong way to look at it. Plus, by looking at the net figure I can pat myself on the back equally for debt reduction. So... Two 401ks were 34k, plus about 10k in matches added to 44. The balance was gains in existing accounts and reduction in existing debt (namely dutifully paying my mortgage). The extra $1,200 we were saving this year got burned up by some irritating home issues that cost us a pretty penny. I'm up for promtion this year which should add maybe 20k to 40k to my bottom line... but I'm not counting my chickens before they hatch. [/quote]
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