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[quote=Anonymous][quote=Anonymous]The problem is the insurance companies wrote good policies when long term care insurance was first developed. And they lost their shirts and changed the policies.  Whatever you can get today, likely won't cover what you need and believe it or not, will cost a fortune.[/quote]

This is what I hear.  I pay for long-term disability through my employer.  I haven't looked into long-term care because of what I've heard.

The people I know have mostly gritted it out with a somewhat dementia-stricken spouse. But that spouse was able to perform some acts of daily living.  And my relatives were intensely attached to their real estate.

I would like to live in an ADU or MIL Suite separated from a kid's main space and leave them mostly the heck alone.  Or move in with my sibling. And pay for some in-home treatment or errand-running.  I'm quiet and fuss free and the Internet brings the world to my door.  I would not like to live with a lot of strangers my own age.[/quote]

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