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Reply to "Approaching Retirement at 65 - What kind of insurance do we need or not need?"
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[quote=Anonymous]Life insurance is to replace income while you are working or to help care for your children if you die. There is typically no need for it in retirement. Long-term care insurance may be wise if you are at an income level where you can't afford to self-insure (meaning you can't cover it yourself) but you are not destitute. It's expensive, though. The only insurance I plan to have in retirement is property, auto, umbrella, health (Medicare + Supplement Plans D, G) and dental. [/quote]
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