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Reply to "Approaching Retirement at 65 - What kind of insurance do we need or not need?"
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[quote=Anonymous]Life insurance is for income replacement so if you are no longer working you shouldn't need it. I guess an exception would be if you are relying on the pension of a spouse with no spousal benefits. It's probably too late for long term care insurance as it will be expensive the closer you are to needing it. If you are planning a mega funeral and don't expect to have assets at that point them maybe burial insurance works. Otherwise just set money side for that. I plan to be cremated and the ashes spread at my favorite spot so it shouldn't be expensive. Plus I have plenty of money to cover it. [/quote]
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