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Adult Children
Reply to "Paying for Grad School"
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[quote=Anonymous]I think some kids truly need a lesson in this - it's just not intuitive for them. Sit her down and have a budget talk. Announce that you will not be covering her credit card so you'd like to show her how you set up a budget and schedule payments so she'll have a plan to get her rent and bills paid on time. If you feel you want to supplement her stipend, you can tell her that you'll send her a check for $X on the first of every month, but it's on her to apply it. Remind her that every missed payment eats money away needlessly in fees. I had my daughter set a reminder on her phone to sit down and open her accounts on the 1st, 15th, and 30th of each month and check her balances and pay bills. She also set up and autopay of the minimum on her credit card so she doesn't accidently get whacked with a fee. She now keeps a spreadsheet to track her spending and saving because she wants to save for some big things.[/quote]
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