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Reply to "When does contributing to your portfolio start to feel pointless?"
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[quote=Anonymous]The historical average is 10 percent nominal, but 6.5 percent real (after adjusting for inflation). Past performance, etc. https://www.investopedia.com/ask/answers/042415/what-average-annual-return-sp-500.asp We have more than we need now and are well on track for retirement, but we don't know if we or our kids will fall ill or otherwise need expensive care, so saving more (without scrimping now) doesn't hurt. We will just have more to give to charity if we don't need it.[/quote]
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