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[quote=Anonymous]Who will be the beneficiary? Why is 3x the salary not enough for the beneficiary? Why do they need yet another policy/account with their name on it out there that needs to me closed when they die? It's not as easy as calling the company. Why don't they invest the money instead even if it is $25 a month? They will learn to manage their own money instead of leaving it to some company to manage. They need to concentrate on NOT putting too much into 401k and take maximum out of the benefits offered.[/quote]
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