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Reply to "Insurance/who pays for mild fire damaged car?"
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[quote=Anonymous][quote=Anonymous]I'm the OP. I've never had to file an insurance claim before so it's unfamiliar terrain for me and everything I know is second hand. What I've picked up is to offer the other party the option of paying out of pocket for repairs rather than notifying their insurance company if they want to avoid increases in their premiums. My plan is to get repair quotes from my garage tomorrow and then notify the neighbors what the out of pocket quote is and give them the choice of reimbursing me or filing a claim and letting the insurance take care of it. What I'm slightly worried about is my own insurance going up! Even though we're not at fault here but one hears stories. [/quote] You don't tell your insurance anything about this, OP.[/quote]
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