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[quote=Anonymous][quote=Anonymous]Am I doomed? 48 only 100k in 401k.

But I just started invested in Roth ira and already maxed for this year.

I can't buy back the past, but I can focus on the future and now.

I am divorced. I have twins who are both in college. They both have full merit aid. They both have part time jobs, but I still help them for a total of $12k per year.

I don't have a house and rent. I don't have any debt. And I have $25k in liquid savings. I live a simple life.

I will retire when nobody wants to hire me anymore.

I [b]would love to change career, and make more money but I think I am too old for that.[/b] [/quote]

Yes you are doomed with this stupid mindset. I will give you one advice. If you want to change job/career at your age, do not go on Internet forums. You will be discouraged with the oldies telling you you are f**d etc.

If you want advice, ask without saying your age. The minute your age start with 4, you will hear comments after comments asking ageism this that forget it.

Do your own research first. Make an inventory of your skills. Think hard about where you want to pivot. Find out what skills you need. And then apply apply apply. It's a number game.

And if you are fat, lose weight. If you look like a grandpa, exercise, take care of skin, sleep, stay hydrate. If you did this you will be in the top 10% of men your age because many men over 40 simply let themselves go and they are surprised at the results. No 48 years old should look like he is 60, but sadly many do.[/quote]

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